About ZIP 98685

ZIP code 98685 serves Vancouver in Clark, Washington. It centers near 45.7162°, -122.6899° and, by population, qualifies as a sizable suburban ZIP. Roughly 30,534 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $121,063 per year here. The typical owner-occupied home is valued near $513,000, and asking rents on the open market sit around $1,625 per month. Compared to the rest of Washington, that makes 98685 significantly more expensive than typical for the state. Looking at the entire state, the average ZIP code reports a median income closer to $63,860 and a median home value of $325,820.

The median resident is around 44.9 years old, and roughly 18.4% of the population holds at least a bachelor's degree. Unemployment estimates from the same Census release put the share of unemployed adults around 1.6% of the total population (the labor-force-only rate is higher, since not every resident is counted as "in the labor force").

Cost of living read

If you're considering a move into 98685, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $513,000 and a typical rental runs $1,625 a month. Translate that into your own budget:

At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $2,730 — before property tax, insurance, or HOA dues.
Renting the median unit at $1,625/mo costs roughly $19,500 per year, or about 16.1% of the local median household income.
For movers from substantially cheaper or more expensive metros, the home-value gap (+$187,180 versus the state average of $325,820) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 44.9 and a population of 30,534, ZIP 98685 reads as a settled, working-age and family-heavy area.

Geography & nearby ZIPs

This ZIP centers at 45.7162, -122.6899. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

98665 Vancouver, WA 98686 Vancouver, WA 98642 Ridgefield, WA 98663 Vancouver, WA 98660 Vancouver, WA 98666 Vancouver, WA 98668 Vancouver, WA 98687 Vancouver, WA

Race & ethnicity (2019–2023 ACS)

The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 30,044 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.

Group	Count	% of total
Hispanic or Latino (any race)	2,568	8.5%
White alone (not Hispanic or Latino)	23,734	79.0%
Black or African American alone (not Hispanic or Latino)	451	1.5%
American Indian and Alaska Native alone (not Hispanic or Latino)	28	0.1%
Asian alone (not Hispanic or Latino)	1,106	3.7%
Native Hawaiian and Other Pacific Islander alone (not Hispanic or Latino)	0	0.0%
Some other race alone (not Hispanic or Latino)	246	0.8%
Two or more races (not Hispanic or Latino)	1,911	6.4%

Poverty status (2019–2023 ACS)

Of the 29,943 residents here for whom the Census Bureau determines poverty status (table B17001), 1,122 (3.7%) were below the poverty line in the past 12 months.

Commuting (2019–2023 ACS)

Among the 11,114 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:

Travel time to work	Workers	% of workers
Less than 5 minutes	185	1.7%
5 to 9 minutes	1,456	13.1%
10 to 14 minutes	1,301	11.7%
15 to 19 minutes	2,271	20.4%
20 to 24 minutes	1,706	15.4%
25 to 29 minutes	1,018	9.2%
30 to 34 minutes	1,336	12.0%
35 to 39 minutes	386	3.5%
40 to 44 minutes	195	1.8%
45 to 59 minutes	715	6.4%
60 to 89 minutes	200	1.8%
90 minutes or more	345	3.1%

Housing occupancy (2019–2023 ACS)

Of the 11,901 housing units counted here (table B25002), 11,838 (99.5%) were occupied and 63 (0.5%) were vacant.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Vancouver or browse the rest of Washington.

ZIP Code 98685 — Vancouver, WA