About ZIP 81146

ZIP code 81146 serves Mosca in Alamosa, Colorado. It centers near 37.6358°, -105.8069° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 820 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $65,833 per year here. The typical owner-occupied home is valued near $206,300, and asking rents on the open market sit around $789 per month. Compared to the rest of Colorado, that makes 81146 considerably more affordable than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $57,100 and a median home value of $294,760.

The median resident is around 36.1 years old, and roughly 17.4% of the population holds at least a bachelor's degree.

Cost of living read

If you're considering a move into 81146, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $206,300 and a typical rental runs $789 a month. Translate that into your own budget:

At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $1,098 — before property tax, insurance, or HOA dues.
Renting the median unit at $789/mo costs roughly $9,468 per year, or about 14.4% of the local median household income.
For movers from substantially cheaper or more expensive metros, the home-value gap ($88,460 versus the state average of $294,760) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 36.1 and a population of 820, ZIP 81146 reads as a working-age neighborhood with a mix of young professionals and young families.

Geography & nearby ZIPs

This ZIP centers at 37.6358, -105.8069. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

81136 Hooper, CO 81102 Alamosa, CO 81101 Alamosa, CO 81135 Homelake, CO 81125 Center, CO 81131 Crestone, CO 81144 Monte Vista, CO 81123 Blanca, CO

Race & ethnicity (2019–2023 ACS)

The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 779 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.

Group	Count	% of total
Hispanic or Latino (any race)	88	11.3%
White alone (not Hispanic or Latino)	640	82.2%
Black or African American alone (not Hispanic or Latino)	0	0.0%
American Indian and Alaska Native alone (not Hispanic or Latino)	0	0.0%
Asian alone (not Hispanic or Latino)	0	0.0%
Native Hawaiian and Other Pacific Islander alone (not Hispanic or Latino)	0	0.0%
Some other race alone (not Hispanic or Latino)	17	2.2%
Two or more races (not Hispanic or Latino)	34	4.4%

Poverty status (2019–2023 ACS)

Of the 779 residents here for whom the Census Bureau determines poverty status (table B17001), 25 (3.2%) were below the poverty line in the past 12 months.

Commuting (2019–2023 ACS)

Among the 402 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:

Travel time to work	Workers	% of workers
Less than 5 minutes	47	11.7%
5 to 9 minutes	82	20.4%
10 to 14 minutes	129	32.1%
15 to 19 minutes	52	12.9%
20 to 24 minutes	24	6.0%
25 to 29 minutes	12	3.0%
30 to 34 minutes	22	5.5%
35 to 39 minutes	10	2.5%
40 to 44 minutes	0	0.0%
45 to 59 minutes	8	2.0%
60 to 89 minutes	16	4.0%
90 minutes or more	0	0.0%

Housing occupancy (2019–2023 ACS)

Of the 300 housing units counted here (table B25002), 276 (92.0%) were occupied and 24 (8.0%) were vacant.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Mosca or browse the rest of Colorado.

ZIP Code 81146 — Mosca, CO