Neighborhood Profile
ZIP Code 81047 — Holly, CO
A snapshot of the people, housing, and geography behind the postal code 81047. A sparsely populated rural ZIP in Prowers, Colorado.
About ZIP 81047
ZIP code 81047 serves Holly in Prowers, Colorado. It centers near 38.0205°, -102.1415° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 1,588 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
The median household earns about $46,942 per year here. The typical owner-occupied home is valued near $117,900, and asking rents on the open market sit around — per month. Compared to the rest of Colorado, that makes 81047 considerably more affordable than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $57,100 and a median home value of $294,760.
The median resident is around 49.7 years old, and roughly 9.1% of the population holds at least a bachelor's degree. Unemployment estimates from the same Census release put the share of unemployed adults around 0.3% of the total population (the labor-force-only rate is higher, since not every resident is counted as "in the labor force").
Cost of living read
If you're considering a move into 81047, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $117,900 and a typical rental runs — a month. Translate that into your own budget:
- At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $628 — before property tax, insurance, or HOA dues.
- Renting the median unit at —/mo costs roughly — per year, or about 0.0% of the local median household income.
- For movers from substantially cheaper or more expensive metros, the home-value gap ($176,860 versus the state average of $294,760) is often the single biggest line item to plan for.
Who lives here
The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 49.7 and a population of 1,588, ZIP 81047 reads as a more mature, established neighborhood with fewer young children. The bachelor's-degree share around 9.1% is on the lower end, often reflecting trade-economy or rural labor markets.
Geography & nearby ZIPs
This ZIP centers at 38.0205, -102.1415. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.
Race & ethnicity (2019–2023 ACS)
The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 1,565 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.
| Group | Count | % of total |
|---|---|---|
| Hispanic or Latino (any race) | 539 | 34.4% |
| White alone (not Hispanic or Latino) | 996 | 63.6% |
| Black or African American alone (not Hispanic or Latino) | 0 | 0.0% |
| American Indian and Alaska Native alone (not Hispanic or Latino) | 0 | 0.0% |
| Asian alone (not Hispanic or Latino) | 0 | 0.0% |
| Native Hawaiian and Other Pacific Islander alone (not Hispanic or Latino) | 0 | 0.0% |
| Some other race alone (not Hispanic or Latino) | 0 | 0.0% |
| Two or more races (not Hispanic or Latino) | 30 | 1.9% |
Poverty status (2019–2023 ACS)
Of the 1,531 residents here for whom the Census Bureau determines poverty status (table B17001), 194 (12.7%) were below the poverty line in the past 12 months.
Commuting (2019–2023 ACS)
Among the 630 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:
| Travel time to work | Workers | % of workers |
|---|---|---|
| Less than 5 minutes | 145 | 23.0% |
| 5 to 9 minutes | 183 | 29.0% |
| 10 to 14 minutes | 100 | 15.9% |
| 15 to 19 minutes | 60 | 9.5% |
| 20 to 24 minutes | 9 | 1.4% |
| 25 to 29 minutes | 27 | 4.3% |
| 30 to 34 minutes | 51 | 8.1% |
| 35 to 39 minutes | 10 | 1.6% |
| 40 to 44 minutes | 22 | 3.5% |
| 45 to 59 minutes | 3 | 0.5% |
| 60 to 89 minutes | 19 | 3.0% |
| 90 minutes or more | 1 | 0.2% |
Housing occupancy (2019–2023 ACS)
Of the 765 housing units counted here (table B25002), 660 (86.3%) were occupied and 105 (13.7%) were vacant.
How to use this profile
Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.
If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Holly or browse the rest of Colorado.