Neighborhood Profile
ZIP Code 74843 — Fitzhugh, OK
A snapshot of the people, housing, and geography behind the postal code 74843. A very small or essentially rural ZIP in Pontotoc, Oklahoma.
About ZIP 74843
ZIP code 74843 serves Fitzhugh in Pontotoc, Oklahoma. It centers near 34.6615°, -96.7745° and, by population, qualifies as a very small or essentially rural ZIP. Roughly 314 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
The median household earns about $81,875 per year here. The typical owner-occupied home is valued near $278,900, and asking rents on the open market sit around $788 per month. Compared to the rest of Oklahoma, that makes 74843 significantly more expensive than typical for the state. Looking at the entire state, the average ZIP code reports a median income closer to $48,352 and a median home value of $108,462.
The median resident is around 59.9 years old, and roughly 36.3% of the population holds at least a bachelor's degree.
Cost of living read
If you're considering a move into 74843, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $278,900 and a typical rental runs $788 a month. Translate that into your own budget:
- At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $1,484 — before property tax, insurance, or HOA dues.
- Renting the median unit at $788/mo costs roughly $9,456 per year, or about 11.5% of the local median household income.
- For movers from substantially cheaper or more expensive metros, the home-value gap (+$170,438 versus the state average of $108,462) is often the single biggest line item to plan for.
Who lives here
The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 59.9 and a population of 314, ZIP 74843 reads as an older-skewing area, often retirement-oriented or in a slower-growth region. The roughly 36.3% bachelor's-degree share is on the higher end nationally and tends to correlate with knowledge-economy employment.
Geography & nearby ZIPs
This ZIP centers at 34.6615, -96.7745. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.
How to use this profile
Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.
If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Fitzhugh or browse the rest of Oklahoma.