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Neighborhood Profile

ZIP Code 68454 — Unadilla, NE

A snapshot of the people, housing, and geography behind the postal code 68454. A sparsely populated rural ZIP in Otoe, Nebraska.

Population
736
Median income
$79,597
Median home value
$178,400
Median rent
$1,009/mo

About ZIP 68454

ZIP code 68454 serves Unadilla in Otoe, Nebraska. It centers near 40.6917°, -96.2825° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 736 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $79,597 per year here. The typical owner-occupied home is valued near $178,400, and asking rents on the open market sit around $1,009 per month. Compared to the rest of Nebraska, that makes 68454 noticeably pricier than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $63,194 and a median home value of $139,308.

The median resident is around 41.0 years old, and roughly 12.5% of the population holds at least a bachelor's degree.

Cost of living read

If you're considering a move into 68454, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $178,400 and a typical rental runs $1,009 a month. Translate that into your own budget:

  • At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $950 — before property tax, insurance, or HOA dues.
  • Renting the median unit at $1,009/mo costs roughly $12,108 per year, or about 15.2% of the local median household income.
  • For movers from substantially cheaper or more expensive metros, the home-value gap (+$39,092 versus the state average of $139,308) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 41.0 and a population of 736, ZIP 68454 reads as a settled, working-age and family-heavy area.

Geography & nearby ZIPs

This ZIP centers at 40.6917, -96.2825. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

68446 Syracuse, NE 68418 Palmyra, NE 68324 Burr, NE 68349 Elmwood, NE 68417 Otoe, NE 68344 Douglas, NE 68347 Eagle, NE 68463 Weeping Water, NE

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Unadilla or browse the rest of Nebraska.