Neighborhood Profile
ZIP Code 64440 — De Kalb, MO
A snapshot of the people, housing, and geography behind the postal code 64440. A sparsely populated rural ZIP in Buchanan, Missouri.
About ZIP 64440
ZIP code 64440 serves De Kalb in Buchanan, Missouri. It centers near 39.5834°, -94.9270° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 904 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
The median household earns about $77,969 per year here. The typical owner-occupied home is valued near $178,300, and asking rents on the open market sit around $767 per month. Compared to the rest of Missouri, that makes 64440 noticeably pricier than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $51,537 and a median home value of $132,386.
The median resident is around 36.0 years old, and roughly 8.8% of the population holds at least a bachelor's degree.
Cost of living read
If you're considering a move into 64440, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $178,300 and a typical rental runs $767 a month. Translate that into your own budget:
- At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $949 — before property tax, insurance, or HOA dues.
- Renting the median unit at $767/mo costs roughly $9,204 per year, or about 11.8% of the local median household income.
- For movers from substantially cheaper or more expensive metros, the home-value gap (+$45,914 versus the state average of $132,386) is often the single biggest line item to plan for.
Who lives here
The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 36.0 and a population of 904, ZIP 64440 reads as a working-age neighborhood with a mix of young professionals and young families. The bachelor's-degree share around 8.8% is on the lower end, often reflecting trade-economy or rural labor markets.
Geography & nearby ZIPs
This ZIP centers at 39.5834, -94.9270. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.
Race & ethnicity (2019–2023 ACS)
The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 876 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.
| Group | Count | % of total |
|---|---|---|
| Hispanic or Latino (any race) | 0 | 0.0% |
| White alone (not Hispanic or Latino) | 863 | 98.5% |
| Black or African American alone (not Hispanic or Latino) | 0 | 0.0% |
| American Indian and Alaska Native alone (not Hispanic or Latino) | 0 | 0.0% |
| Asian alone (not Hispanic or Latino) | 0 | 0.0% |
| Native Hawaiian and Other Pacific Islander alone (not Hispanic or Latino) | 0 | 0.0% |
| Some other race alone (not Hispanic or Latino) | 0 | 0.0% |
| Two or more races (not Hispanic or Latino) | 13 | 1.5% |
Poverty status (2019–2023 ACS)
Of the 876 residents here for whom the Census Bureau determines poverty status (table B17001), 93 (10.6%) were below the poverty line in the past 12 months.
Commuting (2019–2023 ACS)
Among the 411 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:
| Travel time to work | Workers | % of workers |
|---|---|---|
| Less than 5 minutes | 10 | 2.4% |
| 5 to 9 minutes | 22 | 5.4% |
| 10 to 14 minutes | 26 | 6.3% |
| 15 to 19 minutes | 15 | 3.6% |
| 20 to 24 minutes | 77 | 18.7% |
| 25 to 29 minutes | 41 | 10.0% |
| 30 to 34 minutes | 84 | 20.4% |
| 35 to 39 minutes | 46 | 11.2% |
| 40 to 44 minutes | 32 | 7.8% |
| 45 to 59 minutes | 33 | 8.0% |
| 60 to 89 minutes | 19 | 4.6% |
| 90 minutes or more | 6 | 1.5% |
Housing occupancy (2019–2023 ACS)
Of the 386 housing units counted here (table B25002), 314 (81.3%) were occupied and 72 (18.7%) were vacant.
How to use this profile
Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.
If you find this neighborhood interesting, the easiest next step is to view all ZIPs in De Kalb or browse the rest of Missouri.