Neighborhood Profile
ZIP Code 59319 — Capitol, MT
A snapshot of the people, housing, and geography behind the postal code 59319. A very small or essentially rural ZIP in Carter, Montana.
About ZIP 59319
ZIP code 59319 serves Capitol in Carter, Montana. It centers near 45.4361°, -104.0655° and, by population, qualifies as a very small or essentially rural ZIP. Roughly 21 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
The median household earns about $45,313 per year here. The typical owner-occupied home is valued near $2,000,001, and asking rents on the open market sit around — per month. Compared to the rest of Montana, that makes 59319 significantly more expensive than typical for the state. Looking at the entire state, the average ZIP code reports a median income closer to $51,659 and a median home value of $214,265.
The median resident is around 62.4 years old, and roughly 9.5% of the population holds at least a bachelor's degree.
Cost of living read
If you're considering a move into 59319, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $2,000,001 and a typical rental runs — a month. Translate that into your own budget:
- At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $10,645 — before property tax, insurance, or HOA dues.
- Renting the median unit at —/mo costs roughly — per year, or about 0.0% of the local median household income.
- For movers from substantially cheaper or more expensive metros, the home-value gap (+$1,785,736 versus the state average of $214,265) is often the single biggest line item to plan for.
Who lives here
The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 62.4 and a population of 21, ZIP 59319 reads as an older-skewing area, often retirement-oriented or in a slower-growth region. The bachelor's-degree share around 9.5% is on the lower end, often reflecting trade-economy or rural labor markets.
Geography & nearby ZIPs
This ZIP centers at 45.4361, -104.0655. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.
How to use this profile
Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.
If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Capitol or browse the rest of Montana.