ZIP Code 57755 — Ludlow, SD

About ZIP 57755

ZIP code 57755 serves Ludlow in Harding, South Dakota. It centers near 45.8366°, -103.3491° and, by population, qualifies as a very small or essentially rural ZIP. Roughly 130 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $96,250 per year here. The typical owner-occupied home is valued near $54,000, and asking rents on the open market sit around — per month. Compared to the rest of South Dakota, that makes 57755 considerably more affordable than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $60,602 and a median home value of $127,942.

The median resident is around 28.9 years old, and roughly 9.2% of the population holds at least a bachelor's degree.

Cost of living read

If you're considering a move into 57755, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $54,000 and a typical rental runs — a month. Translate that into your own budget:

• At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $287 — before property tax, insurance, or HOA dues.
• Renting the median unit at —/mo costs roughly — per year, or about 0.0% of the local median household income.
• For movers from substantially cheaper or more expensive metros, the home-value gap ($73,942 versus the state average of $127,942) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 28.9 and a population of 130, ZIP 57755 reads as younger-skewing — closer to a college town, early-career city neighborhood, or family-formation suburb. The bachelor's-degree share around 9.2% is on the lower end, often reflecting trade-economy or rural labor markets.

Geography & nearby ZIPs

This ZIP centers at 45.8366, -103.3491. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

Race & ethnicity (2019–2023 ACS)

The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 127 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.

Poverty status (2019–2023 ACS)

Of the 127 residents here for whom the Census Bureau determines poverty status (table B17001), 0 (0.0%) were below the poverty line in the past 12 months.

Commuting (2019–2023 ACS)

Among the 59 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:

Housing occupancy (2019–2023 ACS)

Of the 69 housing units counted here (table B25002), 54 (78.3%) were occupied and 15 (21.7%) were vacant.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Ludlow or browse the rest of South Dakota.