About ZIP 55105

ZIP code 55105 serves Saint Paul in Ramsey, Minnesota. It centers near 44.9347°, -93.1651° and, by population, qualifies as a sizable suburban ZIP. Roughly 27,299 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $112,162 per year here. The typical owner-occupied home is valued near $444,800, and asking rents on the open market sit around $1,196 per month. Compared to the rest of Minnesota, that makes 55105 significantly more expensive than typical for the state. Looking at the entire state, the average ZIP code reports a median income closer to $67,366 and a median home value of $193,567.

The median resident is around 35.0 years old, and roughly 26.7% of the population holds at least a bachelor's degree. Unemployment estimates from the same Census release put the share of unemployed adults around 2.1% of the total population (the labor-force-only rate is higher, since not every resident is counted as "in the labor force").

Cost of living read

If you're considering a move into 55105, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $444,800 and a typical rental runs $1,196 a month. Translate that into your own budget:

At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $2,367 — before property tax, insurance, or HOA dues.
Renting the median unit at $1,196/mo costs roughly $14,352 per year, or about 12.8% of the local median household income.
For movers from substantially cheaper or more expensive metros, the home-value gap (+$251,233 versus the state average of $193,567) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 35.0 and a population of 27,299, ZIP 55105 reads as a working-age neighborhood with a mix of young professionals and young families.

Geography & nearby ZIPs

This ZIP centers at 44.9347, -93.1651. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

55104 Saint Paul, MN 55116 Saint Paul, MN 55102 Saint Paul, MN 55114 Saint Paul, MN 55108 Saint Paul, MN 55150 Mendota, MN 55103 Saint Paul, MN 55406 Minneapolis, MN

Race & ethnicity (2019–2023 ACS)

The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 27,470 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.

Group	Count	% of total
Hispanic or Latino (any race)	1,380	5.0%
White alone (not Hispanic or Latino)	22,654	82.5%
Black or African American alone (not Hispanic or Latino)	808	2.9%
American Indian and Alaska Native alone (not Hispanic or Latino)	19	0.1%
Asian alone (not Hispanic or Latino)	1,108	4.0%
Native Hawaiian and Other Pacific Islander alone (not Hispanic or Latino)	0	0.0%
Some other race alone (not Hispanic or Latino)	121	0.4%
Two or more races (not Hispanic or Latino)	1,380	5.0%

Poverty status (2019–2023 ACS)

Of the 24,664 residents here for whom the Census Bureau determines poverty status (table B17001), 1,769 (7.2%) were below the poverty line in the past 12 months.

Commuting (2019–2023 ACS)

Among the 11,879 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:

Travel time to work	Workers	% of workers
Less than 5 minutes	523	4.4%
5 to 9 minutes	1,434	12.1%
10 to 14 minutes	1,806	15.2%
15 to 19 minutes	2,461	20.7%
20 to 24 minutes	2,396	20.2%
25 to 29 minutes	1,022	8.6%
30 to 34 minutes	1,099	9.3%
35 to 39 minutes	278	2.3%
40 to 44 minutes	218	1.8%
45 to 59 minutes	569	4.8%
60 to 89 minutes	64	0.5%
90 minutes or more	9	0.1%

Housing occupancy (2019–2023 ACS)

Of the 12,045 housing units counted here (table B25002), 11,423 (94.8%) were occupied and 622 (5.2%) were vacant.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Saint Paul or browse the rest of Minnesota.

ZIP Code 55105 — Saint Paul, MN