About ZIP 49240

ZIP code 49240 serves Grass Lake in Jackson, Michigan. It centers near 42.2711°, -84.1940° and, by population, qualifies as a small-town or low-density suburban ZIP. Roughly 9,379 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $92,097 per year here. The typical owner-occupied home is valued near $258,100, and asking rents on the open market sit around $1,182 per month. Compared to the rest of Michigan, that makes 49240 significantly more expensive than typical for the state. Looking at the entire state, the average ZIP code reports a median income closer to $56,452 and a median home value of $157,715.

The median resident is around 44.4 years old, and roughly 15.1% of the population holds at least a bachelor's degree. Unemployment estimates from the same Census release put the share of unemployed adults around 1.2% of the total population (the labor-force-only rate is higher, since not every resident is counted as "in the labor force").

Cost of living read

If you're considering a move into 49240, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $258,100 and a typical rental runs $1,182 a month. Translate that into your own budget:

At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $1,374 — before property tax, insurance, or HOA dues.
Renting the median unit at $1,182/mo costs roughly $14,184 per year, or about 15.4% of the local median household income.
For movers from substantially cheaper or more expensive metros, the home-value gap (+$100,385 versus the state average of $157,715) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 44.4 and a population of 9,379, ZIP 49240 reads as a settled, working-age and family-heavy area.

Geography & nearby ZIPs

This ZIP centers at 42.2711, -84.1940. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

49259 Munith, MI 49263 Norvell, MI 49261 Napoleon, MI 49254 Michigan Center, MI 48118 Chelsea, MI 49230 Brooklyn, MI 49285 Stockbridge, MI 49272 Pleasant Lake, MI

Race & ethnicity (2019–2023 ACS)

The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 9,206 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.

Group	Count	% of total
Hispanic or Latino (any race)	142	1.5%
White alone (not Hispanic or Latino)	8,736	94.9%
Black or African American alone (not Hispanic or Latino)	0	0.0%
American Indian and Alaska Native alone (not Hispanic or Latino)	0	0.0%
Asian alone (not Hispanic or Latino)	75	0.8%
Native Hawaiian and Other Pacific Islander alone (not Hispanic or Latino)	0	0.0%
Some other race alone (not Hispanic or Latino)	0	0.0%
Two or more races (not Hispanic or Latino)	253	2.7%

Poverty status (2019–2023 ACS)

Of the 9,202 residents here for whom the Census Bureau determines poverty status (table B17001), 382 (4.2%) were below the poverty line in the past 12 months.

Commuting (2019–2023 ACS)

Among the 4,158 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:

Travel time to work	Workers	% of workers
Less than 5 minutes	219	5.3%
5 to 9 minutes	315	7.6%
10 to 14 minutes	308	7.4%
15 to 19 minutes	563	13.5%
20 to 24 minutes	580	13.9%
25 to 29 minutes	405	9.7%
30 to 34 minutes	652	15.7%
35 to 39 minutes	235	5.7%
40 to 44 minutes	177	4.3%
45 to 59 minutes	484	11.6%
60 to 89 minutes	154	3.7%
90 minutes or more	66	1.6%

Housing occupancy (2019–2023 ACS)

Of the 4,050 housing units counted here (table B25002), 3,762 (92.9%) were occupied and 288 (7.1%) were vacant.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Grass Lake or browse the rest of Michigan.

ZIP Code 49240 — Grass Lake, MI