ZIP Code 45616 — Blue Creek, OH

About ZIP 45616

ZIP code 45616 serves Blue Creek in Adams, Ohio. It centers near 38.7776°, -83.3302° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 1,729 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $49,625 per year here. The typical owner-occupied home is valued near $156,200, and asking rents on the open market sit around $664 per month. Compared to the rest of Ohio, that makes 45616 in line with the state average. Looking at the entire state, the average ZIP code reports a median income closer to $55,289 and a median home value of $137,225.

The median resident is around 47.8 years old, and roughly 2.0% of the population holds at least a bachelor's degree. Unemployment estimates from the same Census release put the share of unemployed adults around 0.5% of the total population (the labor-force-only rate is higher, since not every resident is counted as "in the labor force").

Cost of living read

If you're considering a move into 45616, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $156,200 and a typical rental runs $664 a month. Translate that into your own budget:

• At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $831 — before property tax, insurance, or HOA dues.
• Renting the median unit at $664/mo costs roughly $7,968 per year, or about 16.1% of the local median household income.
• For movers from substantially cheaper or more expensive metros, the home-value gap (+$18,975 versus the state average of $137,225) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 47.8 and a population of 1,729, ZIP 45616 reads as a more mature, established neighborhood with fewer young children. The bachelor's-degree share around 2.0% is on the lower end, often reflecting trade-economy or rural labor markets.

Geography & nearby ZIPs

This ZIP centers at 38.7776, -83.3302. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

Race & ethnicity (2019–2023 ACS)

The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 1,588 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.

Poverty status (2019–2023 ACS)

Of the 1,588 residents here for whom the Census Bureau determines poverty status (table B17001), 551 (34.7%) were below the poverty line in the past 12 months.

Commuting (2019–2023 ACS)

Among the 455 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:

Housing occupancy (2019–2023 ACS)

Of the 816 housing units counted here (table B25002), 574 (70.3%) were occupied and 242 (29.7%) were vacant.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Blue Creek or browse the rest of Ohio.