ZIP Code 37688 — Shady Valley, TN

About ZIP 37688

ZIP code 37688 serves Shady Valley in Johnson, Tennessee. It centers near 36.5272°, -81.9068° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 945 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $43,429 per year here. The typical owner-occupied home is valued near $124,100, and asking rents on the open market sit around — per month. Compared to the rest of Tennessee, that makes 37688 somewhat more affordable than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $45,834 and a median home value of $153,527.

The median resident is around 56.0 years old, and roughly 21.4% of the population holds at least a bachelor's degree.

Cost of living read

If you're considering a move into 37688, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $124,100 and a typical rental runs — a month. Translate that into your own budget:

• At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $661 — before property tax, insurance, or HOA dues.
• Renting the median unit at —/mo costs roughly — per year, or about 0.0% of the local median household income.
• For movers from substantially cheaper or more expensive metros, the home-value gap ($29,427 versus the state average of $153,527) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 56.0 and a population of 945, ZIP 37688 reads as an older-skewing area, often retirement-oriented or in a slower-growth region.

Geography & nearby ZIPs

This ZIP centers at 36.5272, -81.9068. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Shady Valley or browse the rest of Tennessee.