ZIP Code 26405 — Moatsville, WV

About ZIP 26405

ZIP code 26405 serves Moatsville in Barbour, West Virginia. It centers near 39.2234°, -79.9017° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 1,220 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $54,821 per year here. The typical owner-occupied home is valued near $151,500, and asking rents on the open market sit around — per month. Compared to the rest of West Virginia, that makes 26405 significantly more expensive than typical for the state. Looking at the entire state, the average ZIP code reports a median income closer to $35,628 and a median home value of $83,127.

The median resident is around 51.5 years old, and roughly 11.7% of the population holds at least a bachelor's degree.

Cost of living read

If you're considering a move into 26405, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $151,500 and a typical rental runs — a month. Translate that into your own budget:

• At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $806 — before property tax, insurance, or HOA dues.
• Renting the median unit at —/mo costs roughly — per year, or about 0.0% of the local median household income.
• For movers from substantially cheaper or more expensive metros, the home-value gap (+$68,373 versus the state average of $83,127) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 51.5 and a population of 1,220, ZIP 26405 reads as a more mature, established neighborhood with fewer young children. The bachelor's-degree share around 11.7% is on the lower end, often reflecting trade-economy or rural labor markets.

Geography & nearby ZIPs

This ZIP centers at 39.2234, -79.9017. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

Race & ethnicity (2019–2023 ACS)

The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 956 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.

Poverty status (2019–2023 ACS)

Of the 956 residents here for whom the Census Bureau determines poverty status (table B17001), 84 (8.8%) were below the poverty line in the past 12 months.

Commuting (2019–2023 ACS)

Among the 489 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:

Housing occupancy (2019–2023 ACS)

Of the 429 housing units counted here (table B25002), 322 (75.1%) were occupied and 107 (24.9%) were vacant.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Moatsville or browse the rest of West Virginia.