ZIP Code 23138 — Port Haywood, VA

About ZIP 23138

ZIP code 23138 serves Port Haywood in Mathews, Virginia. It centers near 37.3860°, -76.3172° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 853 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

The median household earns about $93,663 per year here. The typical owner-occupied home is valued near $262,800, and asking rents on the open market sit around $1,479 per month. Compared to the rest of Virginia, that makes 23138 noticeably pricier than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $52,582 and a median home value of $192,354.

The median resident is around 48.5 years old, and roughly 18.4% of the population holds at least a bachelor's degree.

Cost of living read

If you're considering a move into 23138, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $262,800 and a typical rental runs $1,479 a month. Translate that into your own budget:

• At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $1,399 — before property tax, insurance, or HOA dues.
• Renting the median unit at $1,479/mo costs roughly $17,748 per year, or about 18.9% of the local median household income.
• For movers from substantially cheaper or more expensive metros, the home-value gap (+$70,446 versus the state average of $192,354) is often the single biggest line item to plan for.

Who lives here

The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 48.5 and a population of 853, ZIP 23138 reads as a more mature, established neighborhood with fewer young children.

Geography & nearby ZIPs

This ZIP centers at 37.3860, -76.3172. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.

How to use this profile

Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.

If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Port Haywood or browse the rest of Virginia.