Neighborhood Profile
ZIP Code 14041 — Dayton, NY
A snapshot of the people, housing, and geography behind the postal code 14041. A very small or essentially rural ZIP in Cattaraugus, New York.
About ZIP 14041
ZIP code 14041 serves Dayton in Cattaraugus, New York. It centers near 42.4086°, -78.9844° and, by population, qualifies as a very small or essentially rural ZIP. Roughly 132 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
The median household earns about — per year here. The typical owner-occupied home is valued near $97,500, and asking rents on the open market sit around $797 per month. Compared to the rest of New York, that makes 14041 considerably more affordable than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $65,804 and a median home value of $260,946.
The median resident is around 52.3 years old, and roughly 6.1% of the population holds at least a bachelor's degree.
Cost of living read
If you're considering a move into 14041, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $97,500 and a typical rental runs $797 a month. Translate that into your own budget:
- At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $519 — before property tax, insurance, or HOA dues.
- Renting the median unit at $797/mo costs roughly $9,564 per year, or about 0.0% of the local median household income.
- For movers from substantially cheaper or more expensive metros, the home-value gap ($163,446 versus the state average of $260,946) is often the single biggest line item to plan for.
Who lives here
The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 52.3 and a population of 132, ZIP 14041 reads as a more mature, established neighborhood with fewer young children. The bachelor's-degree share around 6.1% is on the lower end, often reflecting trade-economy or rural labor markets.
Geography & nearby ZIPs
This ZIP centers at 42.4086, -78.9844. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.
How to use this profile
Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.
If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Dayton or browse the rest of New York.