Neighborhood Profile
ZIP Code 12921 — Chazy, NY
A snapshot of the people, housing, and geography behind the postal code 12921. A sparsely populated rural ZIP in Clinton, New York.
About ZIP 12921
ZIP code 12921 serves Chazy in Clinton, New York. It centers near 44.8884°, -73.4501° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 2,870 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
The median household earns about $92,634 per year here. The typical owner-occupied home is valued near $187,500, and asking rents on the open market sit around $918 per month. Compared to the rest of New York, that makes 12921 somewhat more affordable than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $65,804 and a median home value of $260,946.
The median resident is around 36.9 years old, and roughly 11.3% of the population holds at least a bachelor's degree. Unemployment estimates from the same Census release put the share of unemployed adults around 2.6% of the total population (the labor-force-only rate is higher, since not every resident is counted as "in the labor force").
Cost of living read
If you're considering a move into 12921, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $187,500 and a typical rental runs $918 a month. Translate that into your own budget:
- At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $998 — before property tax, insurance, or HOA dues.
- Renting the median unit at $918/mo costs roughly $11,016 per year, or about 11.9% of the local median household income.
- For movers from substantially cheaper or more expensive metros, the home-value gap ($73,446 versus the state average of $260,946) is often the single biggest line item to plan for.
Who lives here
The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 36.9 and a population of 2,870, ZIP 12921 reads as a working-age neighborhood with a mix of young professionals and young families. The bachelor's-degree share around 11.3% is on the lower end, often reflecting trade-economy or rural labor markets.
Geography & nearby ZIPs
This ZIP centers at 44.8884, -73.4501. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.
Race & ethnicity (2019–2023 ACS)
The U.S. Census Bureau's 2019–2023 ACS 5-Year Estimates (table B03002) count 2,771 people in this ZIP Code Tabulation Area — a newer, supplemental release added alongside the core figures above. See the methodology page for why the core figures themselves have not yet been refreshed to this vintage.
| Group | Count | % of total |
|---|---|---|
| Hispanic or Latino (any race) | 131 | 4.7% |
| White alone (not Hispanic or Latino) | 2,373 | 85.6% |
| Black or African American alone (not Hispanic or Latino) | 47 | 1.7% |
| American Indian and Alaska Native alone (not Hispanic or Latino) | 0 | 0.0% |
| Asian alone (not Hispanic or Latino) | 22 | 0.8% |
| Native Hawaiian and Other Pacific Islander alone (not Hispanic or Latino) | 0 | 0.0% |
| Some other race alone (not Hispanic or Latino) | 0 | 0.0% |
| Two or more races (not Hispanic or Latino) | 198 | 7.1% |
Poverty status (2019–2023 ACS)
Of the 2,642 residents here for whom the Census Bureau determines poverty status (table B17001), 329 (12.5%) were below the poverty line in the past 12 months.
Commuting (2019–2023 ACS)
Among the 992 workers age 16+ here who did not work from home (table B08303), the Census Bureau's own travel-time brackets break down like this:
| Travel time to work | Workers | % of workers |
|---|---|---|
| Less than 5 minutes | 53 | 5.3% |
| 5 to 9 minutes | 170 | 17.1% |
| 10 to 14 minutes | 46 | 4.6% |
| 15 to 19 minutes | 122 | 12.3% |
| 20 to 24 minutes | 270 | 27.2% |
| 25 to 29 minutes | 98 | 9.9% |
| 30 to 34 minutes | 153 | 15.4% |
| 35 to 39 minutes | 18 | 1.8% |
| 40 to 44 minutes | 8 | 0.8% |
| 45 to 59 minutes | 8 | 0.8% |
| 60 to 89 minutes | 28 | 2.8% |
| 90 minutes or more | 18 | 1.8% |
Housing occupancy (2019–2023 ACS)
Of the 1,313 housing units counted here (table B25002), 990 (75.4%) were occupied and 323 (24.6%) were vacant.
How to use this profile
Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.
If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Chazy or browse the rest of New York.