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Neighborhood Profile
ZIP Code 03243 — Hill, NH
A snapshot of the people, housing, and geography behind the postal code 03243. A sparsely populated rural ZIP in Merrimack, New Hampshire.
About ZIP 03243
ZIP code 03243 serves Hill in Merrimack, New Hampshire. It centers near 43.5274°, -71.7292° and, by population, qualifies as a sparsely populated rural ZIP. Roughly 902 people are estimated to live within its boundaries based on the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
The median household earns about $81,136 per year here. The typical owner-occupied home is valued near $225,700, and asking rents on the open market sit around $945 per month. Compared to the rest of New Hampshire, that makes 03243 somewhat more affordable than the state average. Looking at the entire state, the average ZIP code reports a median income closer to $78,135 and a median home value of $283,900.
The median resident is around 48.6 years old, and roughly 11.2% of the population holds at least a bachelor's degree. Unemployment estimates from the same Census release put the share of unemployed adults around 1.1% of the total population (the labor-force-only rate is higher, since not every resident is counted as "in the labor force").
Cost of living read
If you're considering a move into 03243, the most useful exercise is to compare the housing math against your current ZIP. Here, a typical home runs $225,700 and a typical rental runs $945 a month. Translate that into your own budget:
- At a 7% 30-year mortgage with 20% down, financing the median home here lands monthly principal & interest near $1,201 — before property tax, insurance, or HOA dues.
- Renting the median unit at $945/mo costs roughly $11,340 per year, or about 14.0% of the local median household income.
- For movers from substantially cheaper or more expensive metros, the home-value gap ($58,200 versus the state average of $283,900) is often the single biggest line item to plan for.
Who lives here
The age and education profile of a ZIP tells you a lot about what daily life feels like there. With a median age of 48.6 and a population of 902, ZIP 03243 reads as a more mature, established neighborhood with fewer young children. The bachelor's-degree share around 11.2% is on the lower end, often reflecting trade-economy or rural labor markets.
Geography & nearby ZIPs
This ZIP centers at 43.5274, -71.7292. The eight closest neighboring ZIP codes are listed below — useful if you're scoping out the surrounding area, comparing schools, or just want a feel for the broader neighborhood than this one boundary captures.
How to use this profile
Treat ZipLocal Guide as a starting point — never the final word — when you're researching a relocation. The Census ACS data on this page are reliable medians for the ZIP code tabulation area, but they tell you nothing about which side of the freeway you should live on, which streets the local high schoolers actually walk to school, or how the neighborhood has changed since the 2022 estimate window. For those, walk the area, talk to people on the street, and verify your assumptions with a local agent or community group.
If you find this neighborhood interesting, the easiest next step is to view all ZIPs in Hill or browse the rest of New Hampshire.