Tennessee · City Profile

Cookeville, TN

ZIP codes
5
Population
72,060
Median income
$54,980
Median home value
$224,600

Cookeville sits in Putnam, Tennessee, and is covered by 5 ZIP code tabulation areas. Across those ZIPs, an estimated 72,060 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

Each ZIP code in Cookeville has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.

Across the city overall, the typical owner-occupied home is valued near $224,600 and median asking rent runs around $874 per month. Median household income hovers around $54,980. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.

ZIP codes in Cookeville

ZIPCountyPopulationMedian incomeMedian home value
38501 Putnam 41,930 $49,373 $221,200
38502 Putnam 0
38503 Putnam 0
38505 Putnam 887
38506 Putnam 29,243 $60,588 $228,000

Thinking about relocating to Cookeville?

A few practical considerations as you evaluate the move:

  • Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
  • Compare housing math honestly. The median home value here is $224,600, and median rent is $874. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
  • Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
  • Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.