Chattanooga, TN

Chattanooga sits in Hamilton, Tennessee, and is covered by 20 ZIP code tabulation areas. Across those ZIPs, an estimated 211,339 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

Each ZIP code in Chattanooga has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.

Across the city overall, the typical owner-occupied home is valued near $246,273 and median asking rent runs around $1,007 per month. Median household income hovers around $55,767. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.

ZIP codes in Chattanooga

ZIP	County	Population	Median income	Median home value
37401	Hamilton	0	—	—
37402	Hamilton	4,167	$30,178	$414,500
37403	Hamilton	6,494	$64,583	$434,500
37404	Hamilton	13,848	$50,308	$219,000
37405	Hamilton	18,456	$72,766	$374,400
37406	Hamilton	12,986	$39,031	$140,700
37407	Hamilton	9,827	$32,255	$86,600
37408	Hamilton	2,727	$70,438	$422,800
37409	Hamilton	3,494	$69,620	$225,300
37410	Hamilton	3,440	$26,333	$69,900
37411	Hamilton	18,710	$49,645	$176,400
37412	Hamilton	21,840	$53,409	$164,300
37414	Hamilton	0	—	—
37415	Hamilton	22,928	$66,776	$234,200
37416	Hamilton	13,823	$58,170	$186,700
37419	Hamilton	6,092	$76,431	$279,800
37421	Hamilton	52,507	$76,562	$265,000
37422	Hamilton	0	—	—
37424	Hamilton	0	—	—
37450	Hamilton	0	—	—

Thinking about relocating to Chattanooga?

A few practical considerations as you evaluate the move:

• Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
• Compare housing math honestly. The median home value here is $246,273, and median rent is $1,007. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
• Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
• Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.