Saint Joseph, MO

Saint Joseph sits in Buchanan, Andrew, Missouri, and is covered by 8 ZIP code tabulation areas. Across those ZIPs, an estimated 83,449 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

Each ZIP code in Saint Joseph has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.

Across the city overall, the typical owner-occupied home is valued near $137,766 and median asking rent runs around $882 per month. Median household income hovers around $56,798. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.

ZIP codes in Saint Joseph

ZIP	County	Population	Median income	Median home value
64501	Buchanan	10,567	$41,308	$97,300
64502	Buchanan	0	—	—
64503	Buchanan	12,033	$52,197	$127,500
64504	Buchanan	10,348	$53,778	$100,100
64505	Buchanan	13,944	$69,717	$172,600
64506	Andrew	22,241	$60,657	$202,900
64507	Buchanan	14,316	$63,133	$126,200
64508	Buchanan	0	—	—

Thinking about relocating to Saint Joseph?

A few practical considerations as you evaluate the move:

• Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
• Compare housing math honestly. The median home value here is $137,766, and median rent is $882. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
• Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
• Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.