Maryland · City Profile

Frederick, MD

ZIP codes
6
Population
145,467
Median income
$115,920
Median home value
$411,150

Frederick sits in Frederick, Maryland, and is covered by 6 ZIP code tabulation areas. Across those ZIPs, an estimated 145,467 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).

Each ZIP code in Frederick has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.

Across the city overall, the typical owner-occupied home is valued near $411,150 and median asking rent runs around $1,811 per month. Median household income hovers around $115,920. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.

ZIP codes in Frederick

ZIPCountyPopulationMedian incomeMedian home value
21701 Frederick 40,787 $97,769 $384,700
21702 Frederick 46,596 $100,449 $360,800
21703 Frederick 39,606 $103,028 $343,900
21704 Frederick 18,473 $162,437 $555,200
21705 Frederick 5
21709 Frederick 0

Thinking about relocating to Frederick?

A few practical considerations as you evaluate the move:

  • Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
  • Compare housing math honestly. The median home value here is $411,150, and median rent is $1,811. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
  • Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
  • Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.