Indiana · City Profile
Gary, IN
Gary sits in Lake, Indiana, and is covered by 8 ZIP code tabulation areas. Across those ZIPs, an estimated 73,872 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
Each ZIP code in Gary has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.
Across the city overall, the typical owner-occupied home is valued near $83,642 and median asking rent runs around $936 per month. Median household income hovers around $36,713. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.
ZIP codes in Gary
| ZIP | County | Population | Median income | Median home value |
|---|---|---|---|---|
| 46401 | Lake | 0 | — | — |
| 46402 | Lake | 5,873 | $26,101 | $69,400 |
| 46403 | Lake | 10,875 | $44,315 | $150,500 |
| 46404 | Lake | 16,851 | $39,281 | $86,500 |
| 46406 | Lake | 8,730 | $34,550 | $66,300 |
| 46407 | Lake | 9,125 | $26,502 | $53,000 |
| 46408 | Lake | 15,368 | $46,690 | $90,300 |
| 46409 | Lake | 7,050 | $39,554 | $69,500 |
Thinking about relocating to Gary?
A few practical considerations as you evaluate the move:
- Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
- Compare housing math honestly. The median home value here is $83,642, and median rent is $936. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
- Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
- Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.