Florida · City Profile
Saint Cloud, FL
Saint Cloud sits in Osceola, Florida, and is covered by 5 ZIP code tabulation areas. Across those ZIPs, an estimated 94,427 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
Each ZIP code in Saint Cloud has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.
Across the city overall, the typical owner-occupied home is valued near $316,700 and median asking rent runs around $1,688 per month. Median household income hovers around $76,442. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.
ZIP codes in Saint Cloud
| ZIP | County | Population | Median income | Median home value |
|---|---|---|---|---|
| 34769 | Osceola | 29,975 | $57,378 | $248,700 |
| 34770 | Osceola | 0 | — | — |
| 34771 | Osceola | 27,537 | $95,450 | $399,400 |
| 34772 | Osceola | 32,268 | $81,169 | $320,800 |
| 34773 | Osceola | 4,647 | $71,774 | $297,900 |
Thinking about relocating to Saint Cloud?
A few practical considerations as you evaluate the move:
- Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
- Compare housing math honestly. The median home value here is $316,700, and median rent is $1,688. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
- Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
- Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.