Florida · City Profile
Lutz, FL
Lutz sits in Hillsborough, Pasco, Florida, and is covered by 4 ZIP code tabulation areas. Across those ZIPs, an estimated 73,979 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
Each ZIP code in Lutz has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.
Across the city overall, the typical owner-occupied home is valued near $372,950 and median asking rent runs around $1,461 per month. Median household income hovers around $94,583. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.
ZIP codes in Lutz
| ZIP | County | Population | Median income | Median home value |
|---|---|---|---|---|
| 33548 | Hillsborough | 7,639 | $119,705 | $458,500 |
| 33549 | Hillsborough | 18,016 | $74,094 | $295,200 |
| 33558 | Hillsborough | 29,098 | $102,821 | $442,800 |
| 33559 | Pasco | 19,226 | $81,715 | $295,300 |
Thinking about relocating to Lutz?
A few practical considerations as you evaluate the move:
- Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
- Compare housing math honestly. The median home value here is $372,950, and median rent is $1,461. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
- Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
- Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.