Colorado · City Profile
Loveland, CO
Loveland sits in Larimer, Colorado, and is covered by 3 ZIP code tabulation areas. Across those ZIPs, an estimated 92,549 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
Each ZIP code in Loveland has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.
Across the city overall, the typical owner-occupied home is valued near $440,150 and median asking rent runs around $1,589 per month. Median household income hovers around $84,242. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.
ZIP codes in Loveland
| ZIP | County | Population | Median income | Median home value |
|---|---|---|---|---|
| 80537 | Larimer | 43,620 | $83,343 | $431,500 |
| 80538 | Larimer | 48,929 | $85,141 | $448,800 |
| 80539 | Larimer | 0 | — | — |
Thinking about relocating to Loveland?
A few practical considerations as you evaluate the move:
- Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
- Compare housing math honestly. The median home value here is $440,150, and median rent is $1,589. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
- Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
- Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.