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California · City Profile
Santa Cruz, CA
Santa Cruz sits in Santa Cruz, California, and is covered by 6 ZIP code tabulation areas. Across those ZIPs, an estimated 100,853 people live, work, and commute. Demographic and housing figures come from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2018–2022).
Each ZIP code in Santa Cruz has its own character. Some are dense and walkable; others are exurban or rural, with single-digit households per square mile. The list below lets you compare the basic shape of each one — population, income, and home value — before clicking through to the full neighborhood profile.
Across the city overall, the typical owner-occupied home is valued near $915,225 and median asking rent runs around $2,122 per month. Median household income hovers around $113,498. These are averages of ZIP-level medians and will read differently depending on which neighborhood you actually settle in — which is precisely what the per-ZIP pages are for.
ZIP codes in Santa Cruz
| ZIP | County | Population | Median income | Median home value |
|---|---|---|---|---|
| 95060 | Santa Cruz | 46,527 | $101,962 | $1,147,700 |
| 95061 | Santa Cruz | 0 | — | — |
| 95062 | Santa Cruz | 36,369 | $101,291 | $968,300 |
| 95063 | Santa Cruz | 0 | — | — |
| 95064 | Santa Cruz | 9,832 | $114,271 | $456,200 |
| 95065 | Santa Cruz | 8,125 | $136,469 | $1,088,700 |
Thinking about relocating to Santa Cruz?
A few practical considerations as you evaluate the move:
- Pick the ZIP, not just the city. Median income, school assignments, walkability and crime patterns can vary dramatically between neighboring ZIPs in the same city. Use the per-ZIP pages to compare.
- Compare housing math honestly. The median home value here is $915,225, and median rent is $2,122. At current mortgage rates, that often makes renting the more flexible option for the first 12–24 months while you learn the neighborhoods.
- Verify the commute. Drive your prospective work or school route at peak time — Google Maps optimistic estimates rarely match what locals actually experience.
- Check the boring stuff. Property tax rates, HOA dues, flood-zone designation, and homeowner's insurance availability are easier to research before you sign than after.